Affordable Short Term Disability

Combined Insurance’s Income Protector – a Good Decision Income Protector This policy provides cash benefits to help replace your lost income if you are totally disabled and unable to work due to illness or injury. The Income Protector benefits are payable directly to you (or someone you designate) when you have a covered total disability. These cash benefits can be used any way you choose and are portable, which means if you change employers you can keep your coverage without interruption. Below is a summary of the benefits provided by the Income Protector. 72% of Americans would find it difficult to meet their current financial obligations if their paycheck was delayed for a week.3 How the Combined Insurance Income Protector Helps You Benefits are paid directly to you for a covered disability for up to two years1 when you are totally disabled and can’t work due to accident or sickness. You are covered on or off the job and protected 24 hours a day, 365 days a year². You are considered totally disabled when you are under the regular care of a physician and unable to perform the substantial and material duties of your own occupation.